What employers are actually assessing
Insurance broker roles sit between the client and the insurer, so interviewers assess genuine relationship-building skill, negotiation ability with insurers on a client's behalf, and enough market knowledge to identify the most suitable cover rather than simply the cheapest option. Employers also look for comfort explaining complex policy terms in plain language, since clients rely on the broker to translate technical detail into a decision they can actually understand.
Common questions and how to answer them
"How would you find the right cover for a client with an unusual or complex risk profile?" Show a structured approach: understanding the client's actual needs first, then researching the market rather than defaulting to a familiar product. "Tell me about a time you negotiated a better outcome for a client." A specific, genuine example of advocating effectively demonstrates real commercial skill. "How do you explain complex policy exclusions to a client clearly?" Show plain, honest communication, since misunderstanding exclusions is a common source of client disputes later.
How to prepare
Research the specific type of broking (personal lines, commercial, or specialty) relevant to the role, since client relationships and negotiation dynamics differ meaningfully between them. Prepare a specific example of client advocacy and negotiation, and be ready to discuss how you stay current with the insurance market and product changes.